Market commentary, educational guides, and AI-powered insights from the team behind LoanBoss and Pensford.https://insights.loanboss.comen-ushttps://insights.loanboss.com/articles/newsletter/is-ai-deflationary-for-crehttps://insights.loanboss.com/articles/newsletter/is-ai-deflationary-for-creBloomberg's top economist says AI is deflationary. For CRE, the picture is more complex — AI capex is driving data center demand while efficiency gains reshape staffing. JP Conklin breaks it down.Fri, 10 Jul 2026 00:00:00 GMTAI NewsletterLoanBoss Teamhttps://insights.loanboss.com/articles/compare/best-cre-debt-management-software-2026https://insights.loanboss.com/articles/compare/best-cre-debt-management-software-2026LoanBoss vs Yardi, Pereview, JLL, Lobby CRE and TreasuryView in 2026. Written by the LoanBoss team — yes, we're biased, and we say so up front.Thu, 02 Jul 2026 00:00:00 GMTCompareLoanBoss Teamhttps://www.loanboss.com/ai-technology/exception-math-the-1-that-decides-whether-i-ever-hire-againhttps://www.loanboss.com/ai-technology/exception-math-the-1-that-decides-whether-i-ever-hire-againExplore how AI's automation impacts hiring decisions, emphasizing the importance of managing exceptions and the evolving role of human oversight in business growth.Wed, 01 Jul 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/new-team-composition-build/relationshipshttps://www.loanboss.com/ai-technology/new-team-composition-build/relationshipsAI is dissolving the handoffs that departments existed to manage. JP Conklin rebuilds the org chart around the only two things the business actually does: Build and Relationships.Wed, 01 Jul 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://insights.loanboss.com/articles/research/2026-maturity-wall-datahttps://insights.loanboss.com/articles/research/2026-maturity-wall-dataOriginal data from $250B+ in managed portfolios on the $1.1 trillion CRE maturity wall: which loans are underwater and how the refi math works today.Fri, 26 Jun 2026 00:00:00 GMTResearchLoanBoss Teamhttps://insights.loanboss.com/articles/learn/t3-vs-t12-noihttps://insights.loanboss.com/articles/learn/t3-vs-t12-noiTrailing 3-month and trailing 12-month NOI aren't interchangeable — they tell different stories about property performance. Here's how to monitor both for covenant compliance across your portfolio.Wed, 24 Jun 2026 00:00:00 GMTLearnLoanBoss Teamhttps://insights.loanboss.com/articles/learn/defeasance-decisions-in-portfolio-contexthttps://insights.loanboss.com/articles/learn/defeasance-decisions-in-portfolio-contextDefeasance isn't a standalone calculation — it's a portfolio decision. Here's the framework for when to defease, when to hold, and how rate environments change the math.Wed, 17 Jun 2026 00:00:00 GMTLearnLoanBoss Teamhttps://insights.loanboss.com/articles/rates/consumer-confidence-splitting-multifamilyhttps://insights.loanboss.com/articles/rates/consumer-confidence-splitting-multifamilyLow-income confidence is falling while high-income confidence rises. What that split means for Class A vs B/C multifamily DSCR and rent growth.Fri, 12 Jun 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/rates/oil-120-cap-costshttps://insights.loanboss.com/articles/rates/oil-120-cap-costsThe chain reaction from a Strait of Hormuz disruption to your floating-rate loan costs. How oil at $120 reprices interest rate caps, compresses your DSCR, and what to do before it happens.Fri, 05 Jun 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/learn/dscr-vs-debt-yieldhttps://insights.loanboss.com/articles/learn/dscr-vs-debt-yieldDSCR and debt yield measure different dimensions of loan risk. Here's when they diverge, why your lender picks one over the other, and how to monitor both across every loan you own.Wed, 03 Jun 2026 00:00:00 GMTLearnLoanBoss Teamhttps://insights.loanboss.com/articles/debt-stack/week-of-june-02-2026https://insights.loanboss.com/articles/debt-stack/week-of-june-02-2026Weekly CRE debt data brief: 10Y Treasury at 4.50%, Warsh confirmed as Fed chair, $280B maturity wall looming in 2026. Bridge loan extensions rising.Tue, 02 Jun 2026 00:00:00 GMTDebt StackLoanBoss Teamhttps://www.loanboss.com/ai-technology/anthropic-giveth-and-the-govt-taketh-awayhttps://www.loanboss.com/ai-technology/anthropic-giveth-and-the-govt-taketh-awayExplore the implications of Anthropic's AI model shutdown amid political tensions and the risks of relying on single AI systems for business operations.Mon, 01 Jun 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/the-biggest-game-changer-for-us-n8nhttps://www.loanboss.com/ai-technology/the-biggest-game-changer-for-us-n8nDiscover how n8n transforms workflow efficiency by automating processes, enabling teams to save hours daily and streamline operations without extensive IT expertise.Mon, 01 Jun 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/the-second-biggest-game-changer-for-us-supabasehttps://www.loanboss.com/ai-technology/the-second-biggest-game-changer-for-us-supabaseDiscover how Supabase transformed data management at Pensford, enabling AI-driven insights and efficiency through structured, clean databases.Mon, 01 Jun 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://insights.loanboss.com/articles/newsletter/what-were-building-and-whyhttps://insights.loanboss.com/articles/newsletter/what-were-building-and-whyJP Conklin shares what LoanBoss is building with Claude for AI-powered loan abstraction — 400 fields, under 3 minutes for agency loans — and where the technology actually surprised him.Thu, 28 May 2026 00:00:00 GMTAI NewsletterLoanBoss Teamhttps://insights.loanboss.com/articles/learn/caps-in-your-portfoliohttps://insights.loanboss.com/articles/learn/caps-in-your-portfolioCap costs are moving fast. Here's how to monitor your portfolio's cap exposure, when to extend or replace, and what rising vol means for your DSCR.Wed, 27 May 2026 00:00:00 GMTLearnLoanBoss Teamhttps://insights.loanboss.com/articles/debt-stack/week-of-may-26-2026https://insights.loanboss.com/articles/debt-stack/week-of-may-26-2026Weekly CRE debt data brief: 10Y Treasury up to 4.55%, 5Y Swap jumps 8bps, oil stabilizing at $115. CMBS spreads tightening, construction starts declining.Tue, 26 May 2026 00:00:00 GMTDebt StackLoanBoss Teamhttps://insights.loanboss.com/articles/learn/what-is-yield-maintenancehttps://insights.loanboss.com/articles/learn/what-is-yield-maintenanceYield maintenance is the prepayment provision most CRE borrowers misunderstand — and the one that costs them the most money. Here's how it actually works.Wed, 20 May 2026 00:00:00 GMTLearnLoanBoss Teamhttps://insights.loanboss.com/articles/learn/yield-maintenance-in-your-portfoliohttps://insights.loanboss.com/articles/learn/yield-maintenance-in-your-portfolioYour yield maintenance penalty changes every day with Treasury rates. Here's how to monitor it, when prepayment makes sense, and how LoanBoss automates the math.Wed, 20 May 2026 00:00:00 GMTLearnLoanBoss Teamhttps://insights.loanboss.com/articles/debt-stack/week-of-may-19-2026https://insights.loanboss.com/articles/debt-stack/week-of-may-19-2026Weekly CRE debt data brief: 10Y Treasury down to 4.48%, SOFR flat at 4.31%, zero cuts priced. Blackstone launches data center REIT IPO, multifamily rent growth stalls.Tue, 19 May 2026 00:00:00 GMTDebt StackLoanBoss Teamhttps://insights.loanboss.com/articles/rates/new-fed-chair-warshhttps://insights.loanboss.com/articles/rates/new-fed-chair-warshKevin Warsh is the new Fed Chair and his instincts differ sharply from Powell's. What the handover means for rate exposure, refi timing and hedging.Sat, 16 May 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/rates/goldman-7b-cre-debt-fundhttps://insights.loanboss.com/articles/rates/goldman-7b-cre-debt-fundGoldman raised $7 billion for CRE credit while 30-year Treasuries cross 5%. Smart money sees opportunity in debt distress — what it means for borrowers.Fri, 15 May 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/rates/warsh-confirmed-week-onehttps://insights.loanboss.com/articles/rates/warsh-confirmed-week-oneKevin Warsh was confirmed 54-45 — the closest vote in modern Fed history. He takes office Friday. Here's what actually changed, what didn't, and what CRE borrowers should do now.Fri, 15 May 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/debt-stack/week-of-may-12-2026-updatedhttps://insights.loanboss.com/articles/debt-stack/week-of-may-12-2026-updatedWeekly CRE debt data brief: 30Y Treasury hits 5% for first time since 2007. Warsh confirmed 54-45. Rate hike wagers reload. What it means for your portfolio.Thu, 14 May 2026 00:00:00 GMTDebt StackLoanBoss Teamhttps://insights.loanboss.com/articles/newsletter/why-were-publishing-herehttps://insights.loanboss.com/articles/newsletter/why-were-publishing-hereJP Conklin on why LoanBoss is moving its AI newsletter to loanboss.com — and what it means for CRE professionals navigating the AI revolution.Thu, 14 May 2026 00:00:00 GMTAI NewsletterLoanBoss Teamhttps://insights.loanboss.com/articles/rates/30y-treasury-hits-5-percenthttps://insights.loanboss.com/articles/rates/30y-treasury-hits-5-percentThe 30-year Treasury crossed 5% for the first time since 2007. What it means for CRE fixed-rate borrowing costs, refi math and portfolio strategy.Thu, 14 May 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/debt-stack/week-of-may-12-2026https://insights.loanboss.com/articles/debt-stack/week-of-may-12-2026Weekly CRE debt data brief: 10Y Treasury at 4.52%, SOFR flat, markets pricing zero rate cuts through 2026. What it means for your portfolio.Tue, 12 May 2026 00:00:00 GMTDebt StackLoanBoss Teamhttps://insights.loanboss.com/articles/rates/zero-rate-cuts-2026https://insights.loanboss.com/articles/rates/zero-rate-cuts-2026Markets are pricing zero rate cuts through 2026. If you're waiting for rate relief to bail out your refi, stop waiting. Here's what to do instead.Tue, 12 May 2026 00:00:00 GMTRatesLoanBoss Teamhttps://insights.loanboss.com/articles/newsletter/excel-and-jevons-paradoxhttps://insights.loanboss.com/articles/newsletter/excel-and-jevons-paradoxTorsten Slok just published a Daily Spark on 'Excel and Jevons Paradox.' It perfectly captures what we're seeing at LoanBoss — AI doesn't eliminate work, it creates more of it.Sun, 10 May 2026 00:00:00 GMTAI NewsletterLoanBoss Teamhttps://www.loanboss.com/ai-technology/ai-is-finally-transformational-for-ushttps://www.loanboss.com/ai-technology/ai-is-finally-transformational-for-usDiscover how AI is revolutionizing loan document abstraction, significantly enhancing accuracy and efficiency, and transforming business operations.Sun, 01 Mar 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/the-hiring-freeze-nobody-announcedhttps://www.loanboss.com/ai-technology/the-hiring-freeze-nobody-announcedExplore the impact of AI technology on hiring trends, revealing a hiring freeze in early-career roles as companies reassess their workforce needs.Sun, 01 Mar 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/ai-just-started-a-culthttps://www.loanboss.com/ai-technology/ai-just-started-a-cultAI technology has evolved rapidly with the rise of Clawdbot, sparking a digital revolution where autonomous agents form their own social networks and even cults.Sun, 01 Feb 2026 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/the-most-impactful-36-months-in-human-historyhttps://www.loanboss.com/ai-technology/the-most-impactful-36-months-in-human-historyFrom his brother's “I'm going to be out of a job” text in December 2022 to $4T NVIDIA, JP Conklin's year-by-year account of the fastest adoption curve he has ever lived through.Mon, 01 Dec 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/the-ai-flash-boyshttps://www.loanboss.com/ai-technology/the-ai-flash-boysExplore the implications of AI advancements in industries like real estate, and why keeping pace with every trend may not be essential for survival.Sat, 01 Nov 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/beware-the-ai-sales-pitch-part-1https://www.loanboss.com/ai-technology/beware-the-ai-sales-pitch-part-1JP Conklin asks Claude the same fixed-vs-floating question twice and gets two different answers — a hands-on look at why AI rate analysis has to be audited before you trust it.Wed, 01 Oct 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/beware-the-ai-sales-pitch-part-2https://www.loanboss.com/ai-technology/beware-the-ai-sales-pitch-part-2Explore the dual nature of AI in sales, highlighting its impressive potential and the need for skepticism due to inconsistencies in accuracy and explanations.Wed, 01 Oct 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/the-most-common-mistake-is-to-optimize-a-thing-that-should-not-existhttps://www.loanboss.com/ai-technology/the-most-common-mistake-is-to-optimize-a-thing-that-should-not-existExploring the pitfalls of optimizing ineffective processes, this post argues for building the right solutions instead of improving what's fundamentally flawed.Wed, 01 Oct 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/gonna-need-new-haters-the-old-ones-are-starting-to-like-mehttps://www.loanboss.com/ai-technology/gonna-need-new-haters-the-old-ones-are-starting-to-like-meExploring the shift in perception towards AI technology, the author reflects on personal experiences and evolving industry attitudes, highlighting its transformative potential.Mon, 01 Sep 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/behavioral-economics-in-software-designhttps://www.loanboss.com/ai-technology/behavioral-economics-in-software-designDiscover how behavioral economics influences the redesign of LoanBoss, enhancing user experience by catering to intuitive and analytical mindsets.Thu, 01 May 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/dont-be-a-toolhttps://www.loanboss.com/ai-technology/dont-be-a-toolExplore the impact of AI on the workforce, highlighting the shift from blue-collar to white-collar job risks and lessons from past technological changes.Sat, 01 Mar 2025 00:00:00 GMTAI NewsletterJP Conklinhttps://www.loanboss.com/ai-technology/data-is-the-raw-material.-information-is-the-outputhttps://www.loanboss.com/ai-technology/data-is-the-raw-material.-information-is-the-outputDiscover the crucial difference between data and information, and learn how to build effective systems that prioritize valuable insights for better decision-making.Tue, 01 Oct 2024 00:00:00 GMTAI NewsletterJP Conklin