CRE Debt Intelligence

LoanBoss Team · Jun 24, 2026 · 6 min Read More →

T-3 vs T-12 NOI: Why Your Lender Cares and You Should Too

Trailing 3-month and trailing 12-month NOI aren't interchangeable — they tell different stories about property performance. Here's how to monitor both for covenant compliance across your portfolio.

LoanBoss Team · Jun 17, 2026 · 8 min Read More →

Defeasance Decisions in Portfolio Context: When Does It Make Sense?

Defeasance isn't a standalone calculation — it's a portfolio decision. Here's the framework for when to defease, when to hold, and how rate environments change the math.

LoanBoss Team · Jun 12, 2026 · 6 min Read More →

Consumer Confidence Is Splitting: What It Means for Multifamily Debt

Torsten Slok's data shows low-income confidence falling while high-income confidence rises. Here's what the divergence means for Class A vs. Class B/C multifamily DSCR, rent growth, and how to stress-test your portfolio.

LoanBoss Team · Jun 5, 2026 · 7 min Read More →

Oil at $120: How Geopolitical Risk Flows Through Your Cap Costs

The chain reaction from a Strait of Hormuz disruption to your floating-rate loan costs. How oil at $120 reprices interest rate caps, compresses your DSCR, and what to do before it happens.

LoanBoss Team · Jun 3, 2026 · 7 min Read More →

DSCR vs. Debt Yield: Which Metric Actually Matters for Your Portfolio?

DSCR and debt yield measure different dimensions of loan risk. Here's when they diverge, why your lender picks one over the other, and how to monitor both across every loan you own.

LoanBoss Team · Jun 2, 2026 · 3 min Read More →

The Debt Stack — Week of June 2, 2026

Weekly CRE debt data brief: 10Y Treasury at 4.50%, Warsh confirmed as Fed chair, $280B maturity wall looming in 2026. Bridge loan extensions rising.

AI Notes

JP's AI Notes #2: What We're Building and Why

JP Conklin shares what LoanBoss is building with Claude for AI-powered loan abstraction — 400 fields, under 3 minutes for agency loans — and where the technology actually surprised him.

LoanBoss Team · May 28, 2026 · 5 min Read More →

LoanBoss Team · May 27, 2026 · 9 min Read More →

Caps in Your Debt Portfolio: What to Track and When to Act

Cap costs are moving fast. Here's how to monitor your portfolio's cap exposure, when to extend or replace, and what rising vol means for your DSCR.

LoanBoss Team · May 26, 2026 · 3 min Read More →

The Debt Stack — Week of May 26, 2026

Weekly CRE debt data brief: 10Y Treasury up to 4.55%, 5Y Swap jumps 8bps, oil stabilizing at $115. CMBS spreads tightening, construction starts declining.

LoanBoss Team · May 20, 2026 · 10 min Read More →

What Is Yield Maintenance? The Borrower's Complete Guide

Yield maintenance is the prepayment provision most CRE borrowers misunderstand — and the one that costs them the most money. Here's how it actually works.

LoanBoss Team · May 20, 2026 · 8 min Read More →

Yield Maintenance in Your Portfolio: What to Track and When to Act

Your yield maintenance penalty changes every day with Treasury rates. Here's how to monitor it, when prepayment makes sense, and how LoanBoss automates the math.

LoanBoss Team · May 19, 2026 · 3 min Read More →

The Debt Stack — Week of May 19, 2026

Weekly CRE debt data brief: 10Y Treasury down to 4.48%, SOFR flat at 4.31%, zero cuts priced. Blackstone launches data center REIT IPO, multifamily rent growth stalls.

LoanBoss Team · May 16, 2026 · 8 min Read More →

New Fed Chair, New Playbook: What Warsh Means for Your CRE Debt

Kevin Warsh is the new Fed Chair, and his policy instincts differ sharply from Powell's. Here's what the transition means for CRE borrowers managing rate exposure, refinancing timelines, and hedging strategies.

LoanBoss Team · May 15, 2026 · 6 min Read More →

Goldman Sachs Just Raised $7B for CRE Debt — Here's What It Signals

Goldman Sachs raised $7 billion for West Street Real Estate Credit Partners IV while 30-year Treasuries cross 5%. Smart money sees opportunity in CRE debt distress. Here's what that means for borrowers.

LoanBoss Team · May 15, 2026 · 6 min Read More →

Warsh Is In: What His First Week as Fed Chair Means for CRE Borrowers

Kevin Warsh was confirmed 54-45 — the closest vote in modern Fed history. He takes office Friday. Here's what actually changed, what didn't, and what CRE borrowers should do now.

LoanBoss Team · May 14, 2026 · 3 min Read More →

The Debt Stack — Week of May 12, 2026 (Updated)

Weekly CRE debt data brief: 30Y Treasury hits 5% for first time since 2007. Warsh confirmed 54-45. Rate hike wagers reload. What it means for your portfolio.

AI Notes

The AI Newsletter: Why We're Publishing It Here Now

JP Conklin on why LoanBoss is moving its AI newsletter to loanboss.com — and what it means for CRE professionals navigating the AI revolution.

LoanBoss Team · May 14, 2026 · 4 min Read More →

LoanBoss Team · May 14, 2026 · 7 min Read More →

30-Year Treasury Hits 5%: What It Means for CRE Permanent Debt

The 30-year Treasury crossed 5% for the first time since 2007 — a $25 billion auction cleared at 5.046%. Here's what this means for CRE fixed-rate borrowing costs, refinancing math, and portfolio strategy.

LoanBoss Team · May 12, 2026 · 3 min Read More →

The Debt Stack — Week of May 12, 2026

Weekly CRE debt data brief: 10Y Treasury at 4.52%, SOFR flat, markets pricing zero rate cuts through 2026. What it means for your portfolio.